Introduction

Our client, an established mortgage origination company with their head office based in Durban is seeking a confident and analytical Credit Analyst to join their team.

Description

• Assess credit worthiness of applicants (mortgage and other credit products) through undertaking detailed risk assessment analysis on clients, security/property and lending applications
• Ensure that procedures and decisions comply with credit policy and best practice standards
• Motivate and support decisions through the analysis of financial information such as bank statements, financial statements and management accounts
• Provide quality service to internal customers and liaise with other staff within the company, such as sales managers, further lending staff, unsecured lending staff and registrations officers
• Stay informed about the legal, compliance and market - risk-related issues involved in the approval of credit
• Provide regular feedback on the submission of loan applications to management

Education Profile

Minimum Qualification:

• B.Com Degree or relevant business degree
• Credit underwriting (mortgage lending) experience (min 2 years)

Generic Competencies

• Decisiveness
• Confidence
• Team Player
• Self-Motivated
• Agile/Adaptable
• Good temperament
• Responsible
• Service driven
• Innovative

Technical Competencies

• A strong combination of analytical and decision-making skills
• Good interpersonal skills
• Resilience
• Good written and verbal communication skills
• MS Office (Intermediate)
• Ability to work under pressure
• Assertive
• Time Management
• Attention to detail and strong proven credit/financial analytical skill including property valuations
• Critical thinking

Application Instructions

Please forward your CV to jeri.c@myfuturecareer.co.za. Should you not be contacted within 2 weeks, kindly consider your application unsuccessful.

Contact Details